What to Do After a Car Accident in Rhode Island: A Step-by-Step Guide

Getting into a car accident can be stressful and overwhelming. If you’re wondering what to do after a car accident in Rhode Island, this guide walks you through each step to protect your safety, your rights, and your vehicle. Whether it’s a minor fender bender or a serious collision, knowing what to do next can make all the difference. At State Auto Body in Providence, we’re here to help you get back on the road quickly and safely.

1. Ensure Safety First

  • Check for injuries to yourself and others.
  • If it’s safe, move your vehicle out of traffic to prevent further accidents.
  • Turn on hazard lights and set up safety cones if you have them.

2. Call 911 and Report the Accident

  • In Rhode Island, you’re required to report accidents involving injury or significant property damage.
  • Provide your location, number of vehicles, and whether anyone is injured.

3. Document the Scene

  • Take photos of all vehicles, license plates, damage, and the surrounding scene.
  • Get contact information from witnesses, if available.

4. Exchange Information

  • Collect the other driver’s name, phone number, license number, insurance details, and vehicle registration.
  • Stay calm and polite.

5. Avoid Admitting Fault

  • Do not admit fault, even if you think you were responsible.
  • Let the insurance companies and authorities determine liability.

6. Get a Police Report

  • Request a copy of the accident report from the responding officer.
  • You can also get the report later from the Rhode Island State Police or local department.

7. Contact Your Insurance Company

  • Notify your insurer as soon as possible.
  • Be factual and avoid speculation about what caused the accident.

8. Choose a Trusted Auto Body Shop in Rhode Island

Not all shops are the same. Choose a certified and experienced collision repair facility like State Auto Body in Providence. We work with all major insurance companies and provide:

  • Frame straightening
  • Paintless dent removal
  • Expert color matching
  • Fast turnaround times

9. Know Your Rights Under Rhode Island Law

  • You are not obligated to use the shop recommended by your insurance provider.
  • You can choose your own repair shop — and your insurer must work with them.

👉 Learn more about your right to choose a repair shop and how we help make the process seamless.

10. Schedule an Inspection and Begin Repairs

Need Help After an Accident? Contact State Auto Body Today

We’re here to guide you through the repair process and ensure your vehicle is restored to pre-accident condition. Whether you need help with insurance claims or expert repairs, State Auto Body is here for you.

📞 Call us today or request your free estimate